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Filing for Bankruptcy (Individuals)

(Before Filing)

Step 1 :

Credit Counseling
Mandatory Credit Counseling Individual debtors must obtain bankruptcy credit counseling within 180 days before filing. This must be done either by phone or online.  When completed, the agency will mail or email a certificate of completion to you, which MUST be filed with your bankruptcy papers. Complete list of approved credit counseling agencies.

Step 2 :

Complete paperwork

Chapter 7
Fee: $338

Chapter 13
Fee: $313

Money Order or Certified Check ONLY
(payable to “Clerk, U.S Bankruptcy Court”)

Complete Packet Ch. 7
 
Chapter 7 Checklist

eSR (Electronic Self-Representation)

Complete Packet Ch. 13
 
Chapter 13 Checklist

Emergency Filing Packet (Individual Ch. 7, 13, or 11)
(only recommended if emergency exists)
 

Step 3 :

Submit paperwork

Filing your Case

“Filing” a case means that you submit it to the Court to be processed and opened.  Once opened, you will receive a case number.  Filing options for pro se debtors include:

Option 1:
(This option ONLY option for filing emergency cases)

In Person: During business hours (9am to 4pm), papers may be delivered to the Clerk's Office at either courthouse location

Option 2:

(Cannot be used for emergency or "bare bones" cases)

Online: Submit a Chapter 7 or Chapter 13 bankruptcy case using the eSR Online Program. This program guides you through each document one-by-one.

Option 3:

Mail: Mail your papers to the appropriate courthouse location

*Current government issued photo I.D. of the debtor and anyone filing the case for the debtor must be presented at the time of filing.

More Information for Debtors: