Adv. No. 12-08440 R. KENNETH BARNARD, ESQ., As Chapter 7 Trustee of IDEAL MORTGAGE BANKERS, LTD a/k/a LEND AMERICA, a/k/a CONSUMER FIRST LENDING KEY, vs HELENE DECILLIS, File: Opinion_las_15-09-25.pdfJudge: Judge Louis A. ScarcellaDate: Friday, September 25, 2015